powering growth through payments
Empowering businesses with world-class support and cutting-edge payment technology
powering growth through payments
Empowering businesses with world-class support and cutting-edge payment technology
Empowering businesses with world-class support and cutting-edge payment technology
Empowering businesses with world-class support and cutting-edge payment technology
25+ years of experience and deep technical expertise, Payco has you covered. We’ve integrated with more than 2,000 POS and ERP systems to deliver seamless connectivity and usability. With access to 14+ backends, we can underwrite and support virtually any business type, from restaurants and medical facilities, to B2B with AR automation tools and even high-risk merchants. Backed by a nationwide network of technicians and a dedicated support team, we ensure everything works together, runs smoothly, and enhances your customer experience. With Payco, it’s not just technology — it’s growth made simple.
We provide true around-the-clock support with a nationwide footprint of in-person technicians. Our team is not only highly trained but also genuinely committed to your business success, ensuring fast, reliable service whenever and wherever you need it.
We offer a complete technology platform with multiple back-end integrations, enabling us to custom-build solutions tailored to your business. Whether you need advanced Accounts Receivable solutions or a full-scale Restaurant POS system, we have you covered.
At Payco, we believe in clear, honest pricing. You’ll always know exactly what you’re paying for—no hidden fees, no confusing statements, and no surprises. Our goal is to give you the best value in the industry while keeping your costs predictable and easy to understand.
Payco makes payment processing simple, affordable, and built for growth. From restaurants and salons to wholesalers running on NetSuite, we deliver seamless POS and credit card processing integrations that lower fees, streamline checkout, and boost profits. Backed by 24/7 expert support, we help you save money and keep customers happy.
Payco brings deep Point of Sale (POS) expertise to help businesses thrive. We provide best-in-class POS systems, credit card processing, and tailored software solutions designed for restaurants, retail, salons, and more. Our team specializes in POS integration, setup, and ongoing support—ensuring a smooth transition, lower costs, and peak performance for your business.
Payco delivers more than payments — we provide a complete marketplace of business solutions powered by technology and trusted partners. From securing capital with access to 80+ banks and lenders, to managing payroll and HR for your workforce, Payco equips you with the resources to scale. Our platform extends beyond finance into the tools
Payco delivers more than payments — we provide a complete marketplace of business solutions powered by technology and trusted partners. From securing capital with access to 80+ banks and lenders, to managing payroll and HR for your workforce, Payco equips you with the resources to scale. Our platform extends beyond finance into the tools that keep your operations running smoothly: internet and connectivity solutions, advanced business management platforms, and integrated technology that ties it all together.
At Payco, we know payment and technology issues can happen anytime—that’s why we provide 24/7 support from local, friendly experts. From minor payment glitches to complex networking challenges, our in-person tech support operates like a full IT department. Plus, with a nationwide network of IT partners, we deliver best-in-class service and tailored attention to keep your business running smoothly.
New to payment processing? Simply click Sign Up(jump to Step 3) to create your merchant account—it’s fast and easy. Already processing? Send us a recent statement (Click Below: Get a Pricing Analysis) and share details about your setup, POS system, virtual terminal, or handheld along with what you like and don’t like, and we’ll get to work optimizing your solution.
You can review your custom analysis anytime, we can send it directly or schedule a walk through. In our meeting, we’ll review results, answer questions, and learn more about your business so we can recommend the best setup for your goals. At Payco, understanding what you’re trying to accomplish comes first—everything else is built around that.
Complete your merchant application and sign the agreement so we can activate your account and begin processing right away. Simply click Sign Up below, we’ll prepare your application and send it back for your signature. You will need: a voided check or bank verification letter, your Tax ID, and your business information.
Our team will set up your payment devices, POS or virtual terminal and provide hands-on training so you and your staff feel confident and ready to process with Payco.
With Payco, you’re not just saving money—you’re backed by our 24/7 support team. Day or night, we’re here to keep your business running smoothly so you can focus on happy customers and growing profits
Most of our business comes from happy customers just like you. When you refer another business to Payco, you’ll earn cash rewards once they start processing. It’s our way of saying thank you for spreading the word and helping more merchants save and succeed.
We believe in delivering our very best—every time. Exceptional customer care is at the heart of what we do. Our clients are not just customers; they’re our greatest advocates, continuing to grow with us because of the next-level service and insight we provide.
As long as you’re processing with us, you’re fully covered. We provide credit card terminals* along with free replacements and upgrades every 36 months—or sooner if new hardware becomes available. We believe that investing in our clients is the best way to grow together.
Up to 2 terminals included per MID.
We are a no-excuse firm. Our priority is keeping you up and running—always. We take a full, in-depth look at your entire network infrastructure to eliminate potential issues before they become problems. If something does go wrong, there are no excuses and no passing the blame to other vendors. We own the issue and we resolve it.
Locked into a contract? Forget about it. With us, you can switch whenever you want. Our in-house legal team specializes in the complexities of contract law for credit card processing and fintech, giving you options you may not realize you have. If you think you’re stuck, give us a call—we’ll show you what’s possible.
There’s a reason most of our clients come through referrals. We combine great customer care with competitive pricing, backed by a team of industry veterans who focus on building long-term relationships. Our priority is helping your business make money—not lining the pockets of your vendors.
Yes, you read that right. If something breaks and you can’t fix it, give us a call. Our on-site technicians handle the issue directly—no runaround, no excuses. It’s true white-glove service, with next-level professionals supporting you every step of the way.
Common sense isn’t so common anymore—but with us, it is. Our customer care and operations teams combine deep knowledge with an upbeat, solutions-driven attitude. We’re known for service with a smile—delivered with speed, precision, and reliability.
You deserve transparency. You have the right to know exactly what you’re paying for—and how it compares to what’s available in the market. Our consulting and legal teams cut through the fine print, removing the mystery from invoices and contracts so you can make clear, informed decisions.
We believe you should always be in the know. That’s why we keep you up to date on industry regulations, best practices, emerging technologies, market trends, and any regulatory changes that affect your business.
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Payco is a registered MSP/ISO of Elavon Inc. Georgia (A wholly owned subsidiary of U.S Bancorp Minneapolis, N.A., MN
Payco is a registered Independent Sales Organization of Wells Fargo Bank, N.A. Concord CA
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